Compliance
FinCEN Compliance Agent for Title Companies
Screens transactions against FinCEN geographic targeting orders and beneficial ownership rules, flags covered transactions, and pre-fills CTR and SAR data—so compliance teams file on time without guessing.
Every flow is set up for your data, your tools, and your approval steps—not a copy-paste from somewhere else.
100%
Transaction screening rate
< 2min
Per-transaction screening
0
Missed GTO filings target
Great for
- Title company compliance officers
- Settlement agents in GTO areas
- Underwriter compliance teams
- Multi-state title operations
What you get
FinCEN deadlines don't wait. The agent screens every transaction the moment it enters your system—not when someone remembers to check.
GTO screening
Automatically checks each transaction against active Geographic Targeting Orders—matching property location, transaction amount, entity type, and payment method against current thresholds.
Beneficial ownership resolution
Traces entity structures from your deal data to identify natural persons behind LLCs, trusts, and layered holding companies as required by the Corporate Transparency Act.
CTR and SAR pre-fill
When a transaction triggers a filing requirement, the agent pre-populates the Currency Transaction Report or Suspicious Activity Report with data already in your file—reducing manual entry and transcription errors.
Deadline tracking
Monitors filing deadlines from the trigger date and escalates to the compliance officer if a report hasn't been submitted within the required window.
OFAC and sanctions screening
Cross-references all parties—buyers, sellers, and beneficial owners—against the OFAC SDN list, BIS Entity List, and other sanctions databases before closing.
Audit trail
Logs every screening decision, data source, and timestamp into a tamper-evident audit record so examiners can reconstruct the compliance process years later.
Connects to your compliance stack
Integrates with ResWare, SoftPro, Qualia, or any title production system via API. Pulls entity data from Secretary of State APIs and beneficial ownership databases.
All data stays within your compliance boundary. The agent can run fully on-premise for firms with strict data residency requirements.
Data sources we screen
- Transaction details from title production systems
- Entity formation documents (Articles, Operating Agreements)
- Wire transfer records and payment method data
- Buyer and seller identity documents
- Prior FinCEN filings for pattern analysis
Outputs (examples)
- →GTO coverage determination report
- →Pre-filled CTR/SAR draft
- →Beneficial ownership resolution chart
- →OFAC/sanctions screening clearance
Your data
We use only the access you grant. We keep data only as long as you need. We do not train on your private files unless you say so. We match how your IT and legal teams want to run things.
How we work with you
We start with a short discovery call, then a small pilot on one part of the business. When it works, we add approvals, templates, and more users. No big-bang go-live.
Ready to make FinCEN compliance automatic?
We configure the agent for your GTO coverage areas and entity structures, run it against recent transactions, and show you what it catches in the first week.